Zero PEPM Benefits Administration

A year-round benefits administration solution with no ongoing cost

Get started with Zero PEPM

 

$0 Per Employee Per Month

Use the new Zero PEPM pricing model to enroll and administer your entire case with no ongoing cost. Simply put, enrolling at least one Zero PEPM product or using an affiliated ACA Vendor, with Common Census gives you an opportunity to drastically increase your profitability.

Move your cases to Zero PEPM and leave behind the high cost of the old systems you have been using. Brokerages and HR groups operating on thin budgets will appreciate the savings without having to sacrifice the quality as the complete Benefits Operating System is available using this model.

Common Census also offers a wide range of free to enroll products via our collaborating carriers.
View the full product list 

Available Zero PEPM Products

Dan Ealy(317) 9197720Email
Product Name Online Offline Video Coach Español
Accident In development In development Yes In development
Critical Illness In development In development Yes In development
Hospital Indemnity In development In development Yes In development
Term Life – Family Protection Plan with Critical Illness Yes Yes Yes In development
Term Life – Family Protection Plan with Terminal Illness Yes Yes Yes In development
ARAG Sales Support Team(800) 758-2860Email
Product Name Online Offline Video Coach Español
Legal Yes Yes Yes

Minimum case size: 100

Mike Martin(877) 283-7600 Ext. 149Email
Product Name Online Offline Video Coach Español
Wellness Yes Yes
Charlie Mabry(781) 770-0248Email
Product Name Online Offline Video Coach Español
Accident Yes Yes
Critical Illness Yes Yes

Minimum case size: 50

Marianne Adams(803) 678-5760Email
Product Name Online Offline Video Coach Español
Accident Insurance Yes (via link)
Cancer Insurance Yes (via link)
Critical Illness Yes (via link)
Disability Insurance Yes (via link)
Hospital Indemnity Yes (via link)
Term Life Yes (via link)
Universal Life Yes (via link)
Whole Life Insurance Yes (via link)
Medical Bridge Yes (via link)

Minimum case size: 100

Tony Elder(780) 719-6883Email
Product Name Online Offline Video Coach Español
Wellness Yes Yes Yes (via link)
Valerie Cyr(732) 948-1695Email
Product Name Online Offline Video Coach Español
Identity Theft Yes Yes Yes

Minimum case size: 100

Kelly Dills(860) 835-8458Email
Product Name Online Offline Video Coach Español
Universal Life Yes
Whole Life Insurance Yes Yes

Minimum case size: 100

Tim Maguire(617) 699-2414Email
Product Name Online Offline Video Coach Español
Accident Yes Yes Yes Yes
Cancer Insurance Yes Yes Yes Yes
Critical Illness Yes Yes Yes Yes
Dental Insurance In development In development Yes Yes
Disability – Worksite STD Yes Yes Yes Yes
Hospital Indemnity Yes Yes Yes Yes
Whole Life Insurance Yes (via link)

Minimum case size: 500

Rachel Ostreicher(732) 987-3781Email
Product Name Online Offline Video Coach Español
Pet Assure Yes Yes Yes
Pet Assure & PETplus Yes Yes
PETplus Yes Yes

Minimum case size: 100

Krista Manning(423) 294-1733Email
Product Name Online Offline Video Coach Español
Accident Insurance (Individual) Yes (via link) Yes (via link)
Critical Illness (Individual) Yes (via link) Yes (via link)
Short Term Disability (Individual) Yes (via link) Yes (via link)
Vol. Term Life (Individual) Yes (via link) Yes (via link)
Universal Life Yes (via link) Yes (via link)
Whole Life Insurance Yes (via link) Yes (via link)
Accident Insurance (Group) Yes (via link) Yes (via link)
Critical Illness (Group) Yes (via link) Yes (via link)
Enhanced Critical Illness (Group) Yes (via link) Yes (via link)
Hospital Indemnity (Group) Yes (via link) Yes (via link)

Minimum case size: 100

Available Zero PEPM ACA Vendors

Contact the collaborating ACA Vendors to find out the participating services that qualify a case for Zero PEPM with Common Census.

Integrated with the Benefits Operating System

Enroll using any four enrollment methods during the step-by-step interview. Standard data required by carriers and the ACA, plus custom fields set by HR will be captured. Whether interviewing face-to-face with a benefit counselor or on their own using self-service, participants are required to review all benefits before submitting their enrollment. Manage your open enrollment, add new hires, and manage life events all from one secure web portal.

  Online Enrollment
  Offline Enrollment
  Call Center Connection
  Benefit counselor interview
  Individual self enrollment

See all platform features 

Qualify a case for Zero PEPM

Offer three new Zero PEPM products over five years . Either 80% of eligible individuals must enroll or waive the Zero PEPM product OR the case must achieve a participation rate equal to or greater than 30%. An active enrollment must also be hosted with each Zero PEPM product offering.

  No minimum case size
  No production requirements*
 New or existing cases are eligible

*Carriers may impose production requirements.
† All products must remain in force or a qualifying substitute must be added.
‡ Product substitutions do not qualify as adding new products.

Zero PEPM Eligible Ineligible
Year 1 +1 product +1 product +2 products
Year 2   +1 product  
Year 3 +1 product +1 product  
Year 4      
Year 5 +1 product   +1 product
Total 3 products 3 products 3 products

Implement Zero PEPMTM Benefit Admin

Attract new clients for off-cycle enrollment and encourage new or existing clients to handle year-round benefits administration with Common Benefits.

Begin by completing a Case Summary Request form

Start with two voluntary products

Offer any two voluntary products from a Zero PEPM collaborating carrier and Common Census will setup your selected plans with no setup fee.

Engage individuals in the group

Require all individuals to log into Common Benefits once. Measure success via a post enrollment report of applications sold and premiums earned.

Employee satisfaction makes the sale for you

Use the success of the initial two voluntary benefit enrollment as a selling point with HR to transition to full, year-round benefits administration with Zero PEPM.

Not quite ready to begin a case?